Invoice Purchasing

We provide funding on valid outstanding invoices

Gradetec Corporation

How it works

Improve your business cash flow with funding that bridges the gap before your customers settle their invoices! We provide upfront financing for your valid invoices (whether private or public sector), giving you immediate access to funds while we handle the wait for your customers' payments.

Get Funded

Let's Get Your
Business Moving!

Get
Funded

Business Funding

We will reward you for running your business well with our exclusive funding benefits.

Get Funded

Eligibility to
Get Funded

Funding is available to all businesses however please see our requirements:

1

Business Age

Businesses need to be in operation for at least 1 Year.
2

CIPC Registered

Proof of CIPC registration needs to be provided
3

Official Invoice

We require the official signed contract covering the underlying invoice that needs to be funded.
4

Located In South Africa

We only fund businesses located in South Africa.

0

Get Access
To Fast Funding

Account Interest & Charges

Competitive Interest Rates For Your Business- Discounted By Your Grading Tier

Black Tier Interest Rates	Grading Required An 8,9 or 10	Interest 15% discount on baseline interest rates.
Gold Tier Interest Rates	A 6 or 7	10% discount on baseline interest rates.
Silver Tier Interest Rates	A 5	5% discount on baseline interest rates.

Documents Required To Be Funded

These are the basic documents and procedures required for funding.

CIPC Registration
is Mandatory

Completed The
Funding Input Form

For A Grading

For Funding

Certified
Documents

Documents Not Older Than
6-Months

Questions & Answers

Find answers to all your queries about our service.

Are gradings the same as credit ratings?

No, gradings are not the same as credit ratings and are not designed to resemble ...
What are the fees for Gradings?

Businesses that secure funding through us enjoy a waiver on the initial grading fee for ...
Are gradings compulsory?

Gradings are compulsory on all lending transactions, however businesses can still obtain funding before the ...
Can I use my gradings for other purposes?

Yes, your grading report can be shared with third parties you plan to do business ...
Can I appeal my grading score?

Yes, businesses have the opportunity to appeal their overall grading score or any of the ...

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